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Plant In The Spring Or Beg In The Fall? The Story of 2 Lolas

Plant In The Spring Or Beg In The Fall?

Do you want to prosper?

Then take this powerful message to heart: Plant In The Sparing Or Beg In The Fall.
It was Jim Rohn who said those wise words and I’ve never forgotten them.
Friend, life is always a choice.

God doesn’t force His plan of abundance to you.
You have to say YES to that plan of abundance if you want it.
Are you saying YES today?
Let me tell you the story of two Lolas (Grandmothers)…

The Story of Lola Penny
I have a friend who retired 7 years ago.
Let’s call her Lola Penny.

Actually, her real name was Lola Penang. She took a vacation in America, when she came back, she was now called Lola Penny.

Lola Penny is a widow with 4 children and 6 grandkids.

For 38 years, Penny worked as an accountant, crunching the numbers for her company. Because she was such a good accountant, she was promoted many times and became the manager of the entire department.

And she was earning very well.

But Penny told me that even if she was earning very well, she was living from paycheck to paycheck.

Which brings me to a very important principle: Income does not equal Wealth. It’s not how much you earn that makes you wealthy. It’s how much you invest from what you earn that makes you wealthy.

Yes, she saved some money. But like most Filipinos, she saved only for the big expenses: She saved to buy a house. She saved to pay for the schooling of the kids. She even saved for the wedding of the kids. But she failed to save for the biggest expense of all: Retirement.
Like many, she totally depended on the retirement package from her company.

When she retired 7 years ago, Penny got P3 million.

For the first year, it was heaven on earth.

Every Sunday, she brought her grandchildren to the mall to buy them toys.

And when her children needed money, they’d run to her.
“Mommy, can we borrow money to repair our car?”
“Mommy, we lack P20,000 for Junior’s tuition fee. Can you help?”
“Mommy, your apo (grandson) will compete in a swimming competition in Singapore. Can you pay for his plane fare?”

But very quickly, her money ran out.
After 7 years in retirement, Lola Penny was penniless.

This Isn’t Just A Story;
This Is Harsh Reality

Today, Lola Penny totally depends on her 4 children to give her money. But she knows that they have financial problems of their own.

One time, she overheard her daughter arguing with her Kuya (older brother) on the phone. What she heard tore her heart.

With anger in her voice, her daughter said, “Kuya, it’s your turn to give money to Mommy! I’m the one who takes care of her at home! I’m the one spending for her food everyday! And I’m the one buying her medicines. Last week, I spent P3000 for her meds! My husband is already complaining why we always don’t have money!”

When Lola Penny heard her daughter complaining, she began to cry.
The painful words she heard that day were like many knives stabbing her chest.

Lola Penny felt she was just a burden to her children.

And she wanted to die right there.

Here’s the irony: All her life, as an accountant, Penny was very good at managing the money of her company-but she never managed her own money.

This is not just a story.

This is harsh reality: According to surveys, 98% of people aged 65 and above are just like Lola Penny.

They depend on their kids, or they depend on their tiny pension, or they depend on charitable institutions, or they have to keep working-or they have nothing to eat.

Only 2% of people aged 65 and above are financially free.

Like Lola Pilar.

The Story Of Lola Pilar

You can retire in two ways.

You can retire like Lola Penny or you can retire like Lola Pilar.

Penny is a pseudonym. That’s not her real name.

But Lola Pilar is no pseudonym.

Pilar is my mother.

She is 85-years old.

Today, I give my mother a nice monthly allowance.

I do it not because she needs it, but because I need it. I need to show my love to her.

But in reality, my mother doesn’t need my money.

Let me tell you why.

Many moons ago, my mother worked in a small music store as a Cashier. Her salary was P120 a month. After working for 19 long years, she received a separation pay: A whopping P2,000!

She invested that P2,000 in the Stock Market.

The year was 1966.

And whenever she had extra money, she’d invest in very well known companies. My parents bought the stocks of giant companies of their time: San Miguel. Ayala. Etcetera.

My father retired at the age of 65. He passed away at 88. For those 23 years, my parents sold a portion of their stocks-little by little-for their big expenses.

After Dad passed away, Mom announced, “I’m selling all my stocks.” I was surprised that she still had P1 Million from that last sale-even if they were already withdrawing their cash from there little by little.

I asked her, “Did you sell everything?”

Mom said, “Yes, I did. Well, I left the crumbs…”

Crumbs?

“What crumbs?” I asked.

She explained, “Oh, I left the very little investments scattered in various companies. They’re very tiny. Nothing much.”

That conversation took place three years ago.

Just two months ago, I told her, “Mom, you’re 85. You better sell whatever you have left in the Stock Market. Yes, I know they’re crumbs. But just collect them anyway.”

She agreed. She called up her stockbroker and said, “Can you sell all the tiny stocks I have left?”

She was expecting P10,000. At most, P20,000.

But she got the shock of her life. The stockbroker told her, “Mrs. Sanchez, your stocks are worth P1.2 Million.”

Mom turned to me and said, “Bo, I’m rich!”

I told her, “Mom, you’ve always been rich. You just think you’re poor.”

Forty-five years ago, my mother planted P2,000 in the Stock Market. And through the years, she planted little seeds of P50, P100, and P200 in giant companies.

Because she planted in the spring, today, she isn’t begging in the fall.

Start Building Your Retirement Fund Now!

You’ve got to start building your retirement fund now. Not tomorrow, not next week, not next year, BUT NOW! – Bo Sanchez

In her whole life, my mother never received a huge amount of money. She never inherited money. She never won the Lotto. She only built her wealth slowly.

Remember this truth I heard from David Bach: Wealth is not built in days; Wealth is built in decades.

There are two ways of retiring in life: Are you going to be a Lola Penny or a Lola Pilar?

God places the two roads before you.

Penny Poverty or Pilar Prosperity?

You choose.

God Says, “Plan Ahead!”

People today are living longer.

If you live until 90, will you have enough money for your needs? Or will you be depending on your kids?

God is telling you, “Plan ahead.”

Remember: No one plans to fail. We just fail to make a plan.

Jesus said, “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, ‘This person began to build and wasn’t able to finish.’ (Luke 14:28-30)

Today, think about the “tower” of your financial life.

God invites us to be like the ant. The Bible says, Go to the ant, sluggard; consider her ways and be wise; who, having no guide, overseer, or ruler, provides her food in the summer and gathers her food in the harvest. (Proverbs 6:6-8)

In other words?

The ant plants in the spring. So it won’t beg in the fall.

Plan To Be A Donor, Not A Donee!

Anawim is our home for the abandoned elderly. I built it some 13 years ago.

I know it’s a beautiful place. It’s so beautiful, some people tell me, “Bo, when I grow old, I dream of living there.”

No, I don’t want you to live there. That place is for the poorest of the poor. Old people who failed to plant in the spring and are now begging in the fall.

Don’t dream of being an Anawim resident. Dream of being an Anawim donor.

How?

The secret is in the next passage…

Don’t Borrow; Start Lending

Everytime I talk on finances, I ask the audience, “How many of you have debts?” The response is shocking. It was though I asked, “How many of you are human?”

Almost everyone has debts.

And Filipinos love the fact that they can borrow.

One woman told me, “I’m borrowing money from the SSS.” I asked, “Why?” She said, “Sayang if I won’t borrow.” (It would be waste.)

Huh? I don’t get it.

The Good Book says, For the LORD your God will bless you as He has promised you, and you will lend to many nations, but you will not borrow… (Deuteronomy 15:6)

Do you see what I see in that verse? It says that there are two signs that God is blessing you:

  1. When you stop borrowing.
  2. When you start lending.

Friend, stop borrowing. (Note: It’s okay to borrow for business; It’s not okay to borrow for your living expenses.)

Instead, start lending.

To whom will you lend?

99% of Filipinos “lend” to banks. How? You deposit your savings there.

But that’s not a good choice. The problem with banks is that they pay you a tiny interest of less then 1% a year.

I suggest you “lend” your money to others who can give you a higher return.

For example? Giant companies.

You can do that through the Stock Market or Mutual Funds.

If you really like banks, then don’t deposit your money in the bank itself. Instead, buy shares of the bank. Be an owner. How? Buy the stocks of Metrobank, Banco de Oro, Bank of the Philippine Islands…. Over a 20-year period, your returns will be much bigger!

The Universe Loves To Multiply

Do you want to prosper?

You need to learn these 6 important words from the Bible: Everything reproduces according to its kind.

A cat produces another cat.

A dog produces another dog.

I’ll be very worried if a cat produces a dog.

If that happens, the end of the world is near.

From my limited scientific knowledge, a cat produces another cat, a dog produces another dog, and a penguin produces another penguin. That’s just how God’s universe works.

The Bible says everything reproduces according to its kind. (Genesis 1:11) In fact, this line appears six times in the first chapter of Genesis. And you see it throughout the Bible.

When the widow of Zarapath gave Elijah her oil and flour, what did she get? More oil and flour. Not clothes. Not wood. But oil and flour.

When Jesus fed the multitudes, he did it by (Surprise, surprise) multiplying 5 loaves and 2 fish.

He didn’t turn stone into bread.

He didn’t turn stone into gold, and then bought bread.

He turned bread into more bread.

Jesus-the Son of the Living God-needed bread to reproduce more bread.

Why?

Because this is a principle that operates the entire universe.

Everything reproduces according to its kind.

If you want to prosper, you need to learn how to multiply the little money that you have.

In 1966, Mom invested her separation pay of P2000. 45 years later, that P2000 became millions of pesos. (By the way, 1966 was really a good year for Mom. Not only did she receive P2000, she also gave birth to her favorite son. Ahem.)

Learn to multiply the little money that you have and you will prosper!

My Driver Is Now Investing In The Stock Market

Let me end with one last story.

Because of my bestselling book, My Maids Invest In The Stock Market, my Maids are now the most famous Maids in the world. (Haha!) Yes, they have been investing in the Stock Market for a year now and are doing very well.

But my Driver just started two months ago.

Reason: He’s a 33-year old married guy. He has 4 little kids. His wife is a full-time mom, so the entire family depends on his salary of P12,000 a month.

That’s not all. His extended family and his wife’s extended family depend on his generosity during emergencies. Which happens every time they breathe.

In other words, his P12,000 is feeding an entire village.

So how can he save and invest with all these expenses?

I didn’t force him.

Instead, I just let him listen to the stories of my Maids.

You see, every other week, I lead a small prayer meeting with our 3 Maids and Driver. And almost every meeting, my 3 Maids share how God is blessing their Stock Market investments.

I told my Maids that if they keep on investing the way they did last year, they’ll hit their first million in 7 years. That caught his attention. Finally, he said, “Ayokong ako lang ang hindi millionairyo! Magiinvest rin ako! (I don’t want to be the only one who isn’t a millionaire. I’ll start investing too!)”

Each month, he now sets aside P3000 of his salary for his Stock Market investments. And for the first time in his life, he has hope. He knows that he too will be a millionaire one day.

Today, when a relative or a neighbor begs for money, and he has no more money in his pocket, he can honestly say-“Sorry pare, wala akong pera ngayon.” (So sorry, I have no money with me now.)

Obviously, no one asks him, “Diba, may pera ka sa Stock Market?” (But don’t you have money in the Stock Market?)

No one knows about it. (Shhhhh!)

Note: By doing this, he’s also teaching them not to be parasites anymore. (But that’s another topic altogether.)

I’m very happy for him.

He’s 33 years old now. If he invests P3000 in the Stock Market each month at 12% until he retires at the age of 60, he’ll retire with P7 Million.

But analysts have backtracked the Philippine Stock Market’s history. If 20 years ago, you invested in the top 5 companies, your average growth rate would have been 20% per year.

So if my driver’s investments grow at 20% per year (especially with my guidance), by the time he retires, my driver will have P37 Million.

At P3,000 a month!

If you retire poor, it’s not God’s fault.

God is giving you a choice today.

Will you plant in the spring or beg in the fall?

May your dreams come true,

Bo Sanchez

PS. “Bo, can I be your maid or driver? So you can tell me what stocks to buy.” People tell me that all the time. Hey, you don’t have to be my Maid or Driver! In fact, every two weeks, I tell people what companies to buy in the Stock Market. How? Through my Stocks Update Newsletter. I send my Newsletter to all my TrulyRichClub members. (Like in my last issue, I gave them the name of 6 best giant companies projected to grow the fastest this year.) To join my TrulyRichClub and start receiving my Stocks Update (plus a truckload of other life-changing material), click here now!

I encourage you to invest in your future. If you want me to help you, I’ve created the TrulyRichClub to guide its members to build their wealth. I’ll teach you how to do it. I’ll send you my Stock Updates every two weeks to tell you what Stocks to buy and sell. To know more about the TrulyRichClub, click the link below:

Yes Bo, teach me how to build my wealth. Tell me more about your TrulyRichClub.

May Your Dreams Come True

Bo Sanchez

 

PS. Take charge of your financial future. To know more about the TrulyRichClub, click the link below:

Yes Bo, teach me how to build my wealth. Tell me more about your TrulyRichClub.

This Is A Terrible Time For The World’s Economy, But A Terrific Time For Your Personal Economy…

Everything in the Philippine stock market is on sale!

There’s a global economic telenovela, and we’re seeing it unfold right in front of our eyes on TV and in the newspapers. In times like this, those who do not understand will suffer. Those who are financially wise—like TrulyRichClub members—who will become richer because of the crisis.

For those who are new in the world of investing, this advise is invaluable.. Consistent investing with a goal using money cost averaging can slowly and surely build your wealth in the long term, but there are opportunities like what is happening now that can quickly catapult your finances and help you attain your goals much faster.

Everything on sale at the Philippine Stock Market!

Everything on sale at the Philippine Stock Market! PSIX closes at 7279 on August 20, 2015. Chart  © BigCharts.com

You can start your stock market investing journet by getting and reading Bo Sanchez’ free eBook My Maid Invests in the Stock Market or joining the TrulyRichClub.

Here’s the full text of an email from Bo Sanchez I got last July 10.

==

Stock Alert: Keep Your Cash For Now

I just came from Australia. I preached at the Grand Feasts in Sydney, Melbourne, and Brisbane. Awesome time.

But on the first day I was there, their stock market dove by 2% in the first hour of trading.

These are crazy times.

And it’s during these crazy times that I thank God that you and I are long-term investors. We can sleep amidst the storm.

Friend, there’s a global economic crisis today—and we’re seeing it unfold in front of our eyes. As always, it’s the financially ignorant who will suffer in any crisis. And those who are financially wise—like TrulyRichClub Members—who will become richer because of the crisis.

Why Is This Crisis Happening?

Yesterday, I had lunch with my Mentor in a quiet Makati restaurant, and he gave me his take on what was happening.

First, debt-ridden Greece is deciding whether to leave the European Union—and not fulfill its debts. It’s like Mr. Greece telling his EU creditors, “Sorry guys, I’m bankrupt. I can’t pay you anymore.” If Greece takes this option, they’ll tighten their belts, brace themselves for a crash, and from the ashes rebuild their country again. Without the Euro.

Right now, it’s not a pretty sight in Greece. Banks are closed. The Market the closed. Groceries are empty.

But my Mentor explained to me that the bigger problem is not Greece, but the contagion that can happen in Europe. Because other countries who have similar debt problems—Portugal, Italy, Ireland, and Spain—may also opt out of the Euro. Question: Will the European Union allow that to happen? As I write this, negotiations continue—and the world watches with baited breath.

The second source of the global crisis is China.

In the past 3 weeks, the Chinese stock market has nosedived by an unthinkable 30%. Reason: In an effort to prop up its stock market, they allowed people to borrow heavily to buy stocks on a large scale—which is a clear recipe for disaster. Note that China is the second largest economy in the world, so its crisis is reverberating across the globe.

What Should We Do?

In the face of this scenario, we recommend you keep your cash—your monthly investments

Don’t buy anything yet—until we tell you to do so.

So relax. Sit this out and keep your cash.

We’ll start buying again. Soon.

Isn’t this great personal finance advise?
These periodic letters are just some of the benefits we get by being members of the TrulyRichClub.

A few days ago, he sent us this new advise:

 

JOIN THE TRULY RICH CLUB TODAY!

Why don’t you guys give it a try? It is totally risk free, you can join and pay the fees. Download tons of material, including:

  • free eBook “My Maid Invests in the Stock Market
  • free eBook “How to Conquer Your Goliaths
  • free eBook “How to Turn Thoughts into Things
  • initial stock pick recommendations
  • audio of Bo Sanchez’ Truly Rich seminar

And if you are not satisfied, ask for a full refund within 30 days. KEEP WHATEVER YOU DOWNLOADED FOR FREE!

I joined in 2012 and it totally changed my life.

Change your life, too! Join now!

 

 

A Letter from Gina – The Maid Who Invests in the Stock Market

Who is Gina?

Yes, the title of this article is correct. Gina is The Maid Who Invests in the Stock Market, the subject of Bo Sanchez‘ best selling book.

Bo Sanchez wrote the book, because
EVERYONE OUGHT TO BE RICH!

Gina is a real person, but she is not an ordinary maid. She has been improving herself, graduated at CAP College(distance learning) and now she also does some bookkeeping for Bo Sanchez.

Gina at the Wealth Summit

Gina guested at the first TRC Wealth Summit in 2013

She was a Guest at the first TrulyRichClub Wealth Summit in 2013 and was even featured on ABS-CBN news in January 2015.

Pero pa-travel-travel na rin siya

Gina at the Great Wall

Pa-travel travel na rin siya, kasama nina Bo Sanchez

She started investing P2,000 per month in the Stock Market in February 2010
Today, her stock market portfolio is more than P826,593*

When I was invited to speak in a seminar, I was also asked if I could ask Gina to speak, so I tried to look her up and relayed the request, but she said she is shy, and instead offered to just send a letter.

The letter she wrote is very inspiring, and after reading it during the seminar, I wrote back to her and asked if I could publish her letter.

Here is her inspiring story:


Magandang umaga po sa inyong lahat!

Ako po ay si Gina.
Bunso po ako sa anim na magkakapatid.
Ako po ay taga Negros Oriental, Visayas.

Mahirap lang po ang aming pamilya.

Pagkatapos po ng high school, naisip ko pong mamasukan bilang kasambahay dito sa Manila at sa awa po ng Diyos, ako po ay napunta sa bahay ni Kuya Bo (Sanchez) noong 2003.

Tinanong po nila ako na kung gusto ko ba daw mag-aral ng College at nag-oo po ako kaagad since yun po ang pangarap ko.

Ako po ay pina-aral nila sa CAP College (Distance Learning).
Sa bahay po ako nag-aaral dala po ang mga modules ko at pupunta po sa school tuwing exams at kung may event.

Sila po ang nagbabayad ng tuitions ko at sinasahuran pa rin po ako kada buwan.
Sa hirap po ng buhay sa amin sa probinsiya, lagi po akong nag-aadvance ng sahod sa kanila para pampadala po sa amin. Nakakahiya po since sila na po nagpa-aral sa akin, may sahod pa po ako, nanghihiram pa rin po ako sa kanila.

Nakatapos po ako ng college noong 2009.

Ganun pa rin po ako sa kanila, nanghihiram pa rin po ng pera para sa pamilya ko sa probinsiya.
Wala pong natitira kada sahod.
Wala pong ipon.
Hindi ko po naisip ang pag-iipon.
Ang inisip ko lang po dati ay makapagpadala tuwing sahod.

Siguro po napansin nila Boss na laging ganun lang po ang routine ko pag may pera.
Kaya po noong February of 2010, kinausap po kaming lahat na empleyado dito sa bahay ni Kuya Bo kung papaano po kami makapag-ipon.
Kasi kung babasehan lang po namin yung same routine kada buwan, wala po kaming natitira para sa aming sarili.

Kinausap po kami about sa stock market.
Sa katayuan po namin, wala po kaming alam kung ano po ang stock market.
Basta ang gusto lang po namin ay makapag-ipon habang may tarbaho pa po kami.

So, end of February of 2010, pina-open po kami ng account sa Col Financial.
As first timer po, tuwang-tuwa po kami pag pinapakita sa amin ni Boss ang stocks namin sa COL.
Kaya na-eencourage po kami na magdedeposit tuwing may sahod.
Sa awa po ng Diyos, hanggang ngayon kami po ay nag-iinvest sa stock market at kumikita po ang pera namin.

Ang lagi pong sinasabi sa amin ni Kuya Bo, na kahit gaano kaliit ang sahod ng isang tao basta may disiplina sa paghawak ng pera at hindi maluho sa buhay, makakapag-ipon din.
Kung malaki naman daw po ang sahod tapos wala naman pong disiplina sa pera at maluho sa buhay, mahirap din pong makapag-ipon.

Maliit man or malaki daw po ang sahod basta marunong imanage ang pera, lahat po tayo ay may chance na makapag-ipon para sa pagdating po ng panahon, may makukuha po tayo.

Wala po iyan sa posisyon sa tarbaho, nasa atin po iyan kung determinado po ba tayong makapag-ipon at may makukuha pag tayo ay matanda na.

Ngayon, meron na po akong P800,000+ ** sa Stock Market.

The Maid Who Invests in the Stock Market

Meet Gina – The Maid Who Invests in the Stock Market. Get a free copy of the book at the TrulyRichClub site

Nagawa po namin bilang kasambay at driver ni Kuya Bo.
Sana kayo din po ay mabigyan ng chance na magawa din po ang nagawa namin.

Maraming salamat po sa inyong lahat.

Gina in Disneyland

Gina in Disneyland

Gina

We hope this letter from Gina will inspire everybody to start saving and investing. If you want to get a copy of the book go to the TrulyRichClub site
Create Wealth for your Old Age!

Do you want to create wealth in your old age? Let Bo Sanchez teach you how to invest in the stock market. It does not matter how much you make, you don’t have to grow old and poor. You can grow old and rich. It’s really very simple.

To watch this 11-minute video, click here

** According to Bo Sanchez last July 2016, Gina’s portfolio inched above the P1 million mark!

Billionaire Richard Branson’s Secret is Truly Rich Secret

My friends keep on asking me why I joined the TrulyRichClub and what it means to be truly rich.  I tell them I am not (yet) financially rich, but I consider myself truly rich.

Today, I chanced upon this YouTube video featuring Bo Sanchez, our Favorite Preacher in Blue Jeans, and he relates the secret of billionaire Richard Branson to becoming rich, and I realized it is also the secret to be Truly Rich.

Who is Richard Branson?

Sir Richard Charles Nicholas Branson (born 18 July 1950) is an English business magnate and investor. He is best known as the founder of Virgin Group, which comprises more than 400 companies. (source: Wikipedia )

Richard Branson says if you aim for wealth, there are two possibilities:

  • you become poor
  • you become wealthy, but it won’t last because the other areas of your life become very poor and will pull down wealth as well

So what is his big secret? Are you sitting down?  Richard Branson says:

“If you to want to become wealthy,
don’t try to become wealthy”

But I am not a very good explainer.  Let’s just watch Bo Sanchez in YouTube:

In summary, Bo Sanchez recommends:

Enjoy life to the fullest
Experience all the blessings of God
Say Yes! to life, and say Yes! to all God’s blessing
Say Yes! to joy, say Yes! to happiness
Give your life to life and give your life to other people
All the blessings of God will follow, including money, including wealth

Join the Truly Rich Club and enjoy your journey to true wealth!

 

 

 

Why I Subscribed to the Truly Rich Club and Why You Should Too

I joined the Truly Rich Club after I bought Bo Sanchez’ book, My Maid Invests in the Stock Market at National Book Store. I have been stock trading occasionally for many years, experienced the bear market in 2007-2008, and remembered how I agonized over stock picks every time I had cash to invest. I figured I wanted to know how the Club makes its stock picks, so I figured “Let’s give it a try!”

I quickly learned that the Club stock picks are pretty easy to deduce once you enroll in online stock trading platforms, like Col Financial (a.k.a CitiSecOnline until a year or two ago). But I also learned the Truly Rich Club is more than just a source of stock picks.

Friends, I joined the Truly Rich Club for stock picks, but I realized it is just one of the numerous benefits of membership, and numerous reason why one would want to be a member.

There are also events like Wealth Summit 2014.  I can also cite specific things I learned, like:

Perhaps the only “disadvantage” to being a member is the monthly membership fee. For the Gold member this is P497 per month.

But there are simply too many blessing ( at least for me ) that I can’t help but gush with enthusiasm when telling friends ( and readers of this blog ) about my experiences as a Truly Rich Club member. Some of them enrolled in the club using my affiliate link. When people enroll in the club using MY affiliate link, then 20% of all their payments, EVERY MONTH, is credited as my commission. So if am a Gold Member, and I have ONLY FIVE friends who enroll at the lowest membership level (Gold) though my affiliate link, my monthly commission will be equal to my monthly membership fee! To make a long short, I’ve been simply telling people how happy I am, but there are some lucky days like March 1, 2014, when I see payments like:

For Gold – International, xxx paid: 997.00, commission: 199.40, level 1
For SuperGold – Philippines, xxx paid: 997.00, commission: 199.40, level 1
For Gold – Philippines, xxx paid: 497.00, commission: 99.40, level 1
For Gold – International xxx, paid: 997.00, commission: 199.40, level 1

On March 1, 2014, the first day of this month, four of my affiliates paid their fees, and I earned P697.60, more than a Gold Membership monthly fee. So where’s the disadvantage?

I joined the Truly Rich Club expecting stocks picks for a small monthly membership fee.  Today I get stock picks, audio/video educational materials that teach me to be a happier, truly rich person, and many other benefits (did I mention I also receive a daily email signed by “God” ?  And the Club even pays me to enjoy the membership!

These are the reasons why I subscribed to the Truly Rich Club and why you should subscribe too!

Related Story:

Why did I write this article?

Occasionally, I try to Google the term “trulyrichclub” and a few times, I saw  this entry for “Why I UNSUBSCRIBED to the truly rich club and why you should too

I seem to remember clicking on that entry, and landing in a page where the author basically said it was just a waste of money, similar to insisting on paying tuition after graduating from college. The page also contained links to posts/articles like:

  • why you should give up your broker and switch to Col Financial
  • why you should not follow any list of recommendations, including mine
  • why I stopped diversifying and why you should too
  • why I do not recommend peso cost averaging to the beginner.

At the time, I thought THAT article was a bit toxic and full of negative vibes. Maybe the intent is to be controversial and disagree with everything, perhaps to get Internet search traffic?

The article did have some links to other articles highlighting the growth of the blogger’s stock portfolio ( 40 to 50% in a short span on time).

I remember thinking how much I disagreed with the remark saying paying the monthly fees is similar to paying tuition after graduating from college.  I thought the remark was equivalent to saying you should get a tuition fee refund after getting the calculus text book on the first day of college, because you already have the material you wish to study.  Maybe that blogger could find lots of people who could pass college calculus by just reading the book without attending classes.

I also remember chuckling at his proud claim of earning 40 to 50% in the stock market.  In a bull market it is easy to make money.  In the bull market after the 2007-2008 crash, I remember buying some stocks at P 0.60/share , and watch it soar to P1.10, then P1.20.  I sold the stocks for P1.30/share, earning more than 110%.   But I felt so ashamed making 110% because I sold for P1.30, since that issue just marched on to P 1.50, P1.70 and past P 2.20.  It has been merrily seesawing for several years, and today the issue is about P 4.00/share.

Anyway,  I thought anybody who lands on the page will find the material so incredible nobody will believe him.

So why did I write this article?

This evening, I tried to Google the term “trulyrichclub” and a still I saw  the same entry.  This time, the URL was no longer clickable and I got a message from blogger.com that access to that URL is not possible.  This means people will still see the title “Why I UNSUBSCRIBED to the truly rich club and why you should too” but never see the page.

I hope that  Google will rank this page “Why I SUBSCRIBED to the Truly Rich Club and Why You Should Too” higher in search page ranking, than that other article.

Let me quickly count some reasons why:

  • the inspiring and thought-provoking Power Talks audio recordings (members get at least one every 15 days) turn my drive to/from work into learning sessions
  • the PowerTalks frequently include “The Feast Declaration” and I am simply energized whenever I hear “I open myself to the unbounded, limitless, overflowing abundance of God’s Universe
  • I receive daily inspirational messages “God Whispers” signed “God”

    February 25, 2014

    Dear Roberto,

    Quit expecting happiness to happen to you. Happiness happens because you choose it.

    Happily yours,

    God

    P.S. Roberto, don’t let outside circumstances dictate your mood. Take control and choose to be happy!

  • I am reminded daily and I frequently experience first-hand Bo Sanchez’ conspiracy theory that God and the Universe are conspiring to bring me blessings
  • I learned “stress free stock investing” by simply following the recommendations in the Stocks Update newsletter
  • I read business articles in the Wealth Strategies newsletter
  • I get thousands of pesos in affiliate revenue every month, much more than what I pay for (my monthly Diamond membership fee is P 1,997 )

Need I say more?

Bo Sanchez’ TrulyRichClub is Brainwashing Me!

7 Reasons Why I Love the Truly Rich Club

Yes, that is correct. Bo Sanchez and the Truly Rich Club are brainwashing me, and I love it!
join-truly-rich-club

Reason#1. The Feast Declaration of Abundance – Novena to God’s Love

We pray The Feast Declaration of Abundance, so we are constantly reminded about the unbounded,  limitless, and overflowing abundance of God’s Universe.

I used to pray to God only for good health and good luck for my family. I figured that He has blessed us enough already, so I requested him to bless others (not me) financially. Until I joined Bo Sanchez’ Truly Rich Club and learned that the ultimate purpose of wealth is to help others.  Now I pray for abundance for me and my family too (and true wealth including physical, emotional, spiritual wealth too!).

Just watch and listen to this video:

Thanks elvinperia, for uploading this to YouTube

I originally joined the TrulyRichClub for Philippine Stock Market Advise. Since I have been investing in the Stock Market for some time, I didn’t learn much about the stock market ( I did learn stress-free stock investing), but I learned a lot more. The Truly Rich Club teaches its members that God wants us to use all our gifts to achieve true riches, including financial abundance, so He can use us to be channels of blessings to others.

We learn that God has given each and every one of us special skills and gifts to serve others. Perhaps He wants us to educate. To manage. To listen. To sing. To dance. To draw. To design. To compute. To plan. To repair. To organize. To sell. And in answering His call, and using our passion, we profit and earn. To help bless others.

We learn to develop our skill(s). Expand it. Multiply it. Make it grow! And when we grow, we inspire others to grow as well.

Thank you Brother Bo, thank you Truly Rich Club for “brainwashing” me!

If you want to brainwash yourself too, here’s the full text of the Feast Declaration.
Copy it, print it, display it, and pray it every day

Feast Declaration of Abundance

Today, I receive all God’s love for me
Today, I open myself to the unbounded, limitless, overflowing abundance of God’s Universe.
Today, I open myself to your Blessings, healing and miracles.
Today, I open myself to God’s Word so that I become more like Jesus Everyday.
Today, I proclaim that I’m God’s Beloved, I’m God’s Servant, I’m God’s powerful champion,
And because I am blessed, I will bless the world,
In Jesus Name, Amen

Why don’t you join the Truly Rich Club, and discover abundance too?

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What is the TrulyRichClub ? Frequently Asked Questions

When I invite my friends to join the TrulyRichClub, they invariably ask me what the TrulyRichClub is about and I’d tell them to Google the TrulyRichClub FAQ.  Then I discovered the FAQ does not exist.  So, here’s my modest attempt to explain what it is, and what it is not.

Frequently Asked Questions

What the Truly Rich Club is NOT

Is this a Get Rich Quick scheme?

No.  This is not the place to get rich quick.  There is no such thing as Get Rich Quick.  Do not believe those schemes.  The club teaches its members how to get rich slowly but surely, through the Stock Market, real estate, or business.

Is this a Get Rich Quick Through the Stock Market scheme?

No.  TrulyRichClub teaches its members to be among the 15% who earn in the stock market by stock market INVESTING through SAM (Strategic Averaging Method ).  TrulyRichClub discourages its members from joining the 85% who lose money by engaging in risky Get-Rich-Quick stock TRADING where traders try to time the stock market.

Is this for lazy people to get rich?

No.  TrulyRichClub teaches its members to work hard today to build passive income streams in the future.  Earning  passive income means you can earn money even while on vacation.  You plant seeds today to harvest tomorrow.  Work hard now, and be (occasionally) lazy.

Is this for people to obsess about getting rich?
No. I think TrulyRichClub members fully agree with Richard Branson (best known as the founder of the Virgin group) when he said
“If you to want to become wealthy, don’t try to become wealthy”

What the Truly Rich Club IS

Is this for people to be TrulyRich?

Yes! The TrulyRichClub teaches its members to be Truly Rich. Being Truly Rich means winning in all areas of your life: financially, professionally, emotionally, socially,  physically and spiritually.

Bo Sanchez, our preacher in Blue Jeans best summarizes the TrulyRichClub philosophy:
Enjoy life to the fullest
Experience all the blessings of God
Say Yes! to life, and say Yes! to all God’s blessing
Say Yes! to joy, say Yes! to happiness
Give your life to life and give your life to other people
All the blessings of God will follow, including money, including wealth

Is this for people to be Financially Rich?

Yes! The TrulyRichClub teachings address the basic concepts of money:

  • Theology of Money.  Many people are poor because they think money is evil.  TrulyRichClub teaches its members that for good people, the purpose of money is to be able to enjoy life and share it with others.
  • Philosophy of Money.  Many people are poor because they do not understand money.  TrulyRichClub educates its members on financial literary, and how money works
  • Strategy of Money.  Many people are poor because they do not know how to use money.  TrulyRichClub gives its members roadmaps to riches: getting out of debt, investing money, and using other people’s resources ( while helping them too! )

Is this for people to enjoy their life?

Yes! The TrulyRichClub enjoins its members to earn money using their core gifts, how to profit from their passion, and do the things that they enjoy most in life.

Is this for people to learn stress-free-stock investing?

Yes!  Most people find the stock market very stressful,  trying to beat the system through stock market trading: buying low and selling high quickly (in a short span of time).  In practice, this is very difficult to achieve ( hence stressful ).  TrulyRichClub advocates the Strategic Averaging Method and stock market INVESTING.  This simply means use the Stocks Update newsletter as guide to buys good stocks consistently at BUY BELOW PRICES, and to sell when prices exceed TARGET PRICE.  Or generally ignore the frequent ups and downs of the stock market ( hence stress-free)

Is this for people to get FREE eBooks?

Well, no, and yes.

No, TrulyRichClub.biz does not give away FREE eBooks, but it gives links to site with FREE eBooks.

Yes! TrulyRichClub.com gives away free eBooks.

What exactly is this club?

It is a membership club of like-minded individuals who have decided to welcome the abundance of God’s universe.  It gives us opportunities to meet mentors, and other members. It provides us periodic digital downloads of e-books, newsletters, audios and videos on various topics such as the abundance mentality and financial education.

Is it true that Bo’s maid invests in the stock market?

Yes and No and Yes.

Yes, Bo’s original maid invests in the stock market and last I heard, she had more than P600,000 in stocks.

No, she is no longer a maid, and is now a bookkeeper.

Yes, Bo has other helpers who also invest in the stock market, and now has hefty chunks of stocks in their portfolios.  Bo estimates that they will retire with three to five million pesos (PHP 3M to PHP 5M )

Is this about the benefits of being lazy and earning money while on vacation?

Yes!  TrulyRichClub teaches its members to work hard today to build passive income streams in the future.  Earning  passive income means you can be lazy ( occasionally ) and earn money even while enjoying your vacation with loved ones.

What does Bo Sanchez say about it?

Let’s go listen to Bo Sanchez

Get Wowed by the Truly Rich Club!

Let me quote Bo Sanchez:
Let me take all the risk. I want you to experience the blessings of an exclusive Gold Member in Bo’s TrulyRichClub.  If during the first month of your membership, you didn’t find the material I sent you a powerfully inspiring Wow experience, then simply tell us—and we’ll return your money.  No questions asked.  And you can keep all the great stuff I sent you (worth $251.50 value) as my FREE gift to you for just trying.

Here’s a review of the 11 big Blessings you’ll receive when you become a Gold Member of the TrulyRichClub.com

  1. Receive 2 PowerTalks every month (instant access via MP3)
  2. Receive Bo’s Success Mentors Collection (1 every 3 months for 1 Year)–FREE
  3. Receive WealthStrategies newsletters every month–FREE
  4. Receive Daily GodWhispers Email–FREE
  5. Receive How To Be Truly Rich Seminar–FREE
  6. Receive How To Conquer Your Goliath Ebook–FREE
  7. Receive How To Turn Thoughts Into Things EbookFREE
  8. Earn Passive Income by being Bo’s Affiliate in the TrulyRichClub
  9. Earn Passive Income with Bo’s other Internet Work
  10. Receive My Very Practical Ebook, My Maid Invests In The Stock Market…And Why You Should Too.–FREE
  11. Receive My Stocks Update. –FREE

To receive all these 11 big Blessings, click on the link below.

“Yes, I Want To Grow My Financial Life & Get The 11 TrulyRichClub Blessings!”

To Grab This Offer, Click Option Below:

Philippine Residents

International Residents

More FAQs next time, about the benefits of TrulyRichClub membership.

 

How to earn money while on vacation!

I love summer vacations with my kids.  This year we took our third trip to Malaysia, and we decided to spend a week at Awana Genting Highlands Gold and Country Resort in Malaysia.

rajawali
One morning while still having a terrific breakfast buffet at Rajawali Café, my son insisted on browsing the UP Diliman website to check pre-registration. Later, I checked my email and found I have five new affiliate sales for the TrulyRichClub!  This means I am earning money while doing nothing on vacation!

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7 Benefits of TrulyRichClub Membership

The Bo SanchezTrulyRichClub has many benefits for its members

Let me enumerate seven of them

The Benefit of Being Lazy ( and Truly Rich too)

For many many years, I’ve been telling my family and friends that I work very hard because I am lazy. Since my work week sometimes consists of 100 work hours (when I was much younger), of course they’d think I’m pulling their leg.  Or maybe they’d think I was joking.  Even crazy.

Its true!  I work and think hard so that the next time I need to do the same thing, it will be easier, and simpler.  I work hard so that I can put a process in place.  I work hard so that I can delegate the work.  I work hard so others learn to do it for me.  So that in the long run, I don’t have to do as much work.  Lazy, right?

The part I like best is that after I work hard, then I can be lazy at work, then have some extra time to do the things I love to do. Like think some more.  And go on vacation ( I am writing this while on vacation in Genting Highlands in Malaysia )

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