Tag Archives: financial literacy

Bo Sanchez’ TrulyRichClub is Brainwashing Me!

7 Reasons Why I Love the Truly Rich Club

Yes, that is correct. Bo Sanchez and the Truly Rich Club are brainwashing me, and I love it!

Reason#1. The Feast Declaration of Abundance – Novena to God’s Love

We pray The Feast Declaration of Abundance, so we are constantly reminded about the unbounded,  limitless, and overflowing abundance of God’s Universe.

I used to pray to God only for good health and good luck for my family. I figured that He has blessed us enough already, so I requested him to bless others (not me) financially. Until I joined Bo Sanchez’ Truly Rich Club and learned that the ultimate purpose of wealth is to help others.  Now I pray for abundance for me and my family too (and true wealth including physical, emotional, spiritual wealth too!).

Just watch and listen to this video:

Thanks elvinperia, for uploading this to YouTube

I originally joined the TrulyRichClub for Philippine Stock Market Advise. Since I have been investing in the Stock Market for some time, I didn’t learn much about the stock market ( I did learn stress-free stock investing), but I learned a lot more. The Truly Rich Club teaches its members that God wants us to use all our gifts to achieve true riches, including financial abundance, so He can use us to be channels of blessings to others.

We learn that God has given each and every one of us special skills and gifts to serve others. Perhaps He wants us to educate. To manage. To listen. To sing. To dance. To draw. To design. To compute. To plan. To repair. To organize. To sell. And in answering His call, and using our passion, we profit and earn. To help bless others.

We learn to develop our skill(s). Expand it. Multiply it. Make it grow! And when we grow, we inspire others to grow as well.

Thank you Brother Bo, thank you Truly Rich Club for “brainwashing” me!

If you want to brainwash yourself too, here’s the full text of the Feast Declaration.
Copy it, print it, display it, and pray it every day

Feast Declaration of Abundance

Today, I receive all God’s love for me
Today, I open myself to the unbounded, limitless, overflowing abundance of God’s Universe.
Today, I open myself to your Blessings, healing and miracles.
Today, I open myself to God’s Word so that I become more like Jesus Everyday.
Today, I proclaim that I’m God’s Beloved, I’m God’s Servant, I’m God’s powerful champion,
And because I am blessed, I will bless the world,
In Jesus Name, Amen

Why don’t you join the Truly Rich Club, and discover abundance too?

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Credit card debt – How to extricate yourself from it

There are quite a few people around who like to view credit card debt as just another monthly payment. However, at the same time it’s a fact that too much credit card debt can have rather serious consequences. Don’t be complacent with the idea that you’re paying the minimum balance every month, for in spite of that there are high chances of your debt to income ratio climbing higher. This could finally result in higher rates as far as mortgages, auto loans and other types of loans are concerned. Plus there are other types of credits you might require with time and in such a case having huge amounts of credit card debt definitely won’t help.


Getting yourself out of the credit card debt mess

Here are a few strategies you might like to consider if you wish to extricate yourself from the credit card debt mess –

  1. Get down to calculations: The first thing you should take care to do is get down to calculations and that means listing down what and how much your credit card debt is actually like. Don’t make the mistake of ignoring your debt problems instead of addressing them. Understand this for a fact that eliminating debt definitely requires that you tackle your credit card debt problem up front. Gather all your monthly statements and calculate your total debt.
  2. Decide on your disposable income: After this you need to decide on your disposable income. Fact remains that when you’re looking to completely eliminate debt, then disposable cash happens to be essential. Now it doesn’t necessarily have to be an exorbitant amount. However, yes it should be something to begin with.
  3. Do away with your cards: Generally most people find it a difficult task to actually stop using their credit cards. Herein the problem happens to be self-control and if this is also the case with you. Do away with your credit cards either by cutting them up or destroying them. However, don’t make the mistake of closing your credit accounts for that’d have a negative impact on your credit score for sure.
  4. Try generating extra money: Another very important step you could take towards getting rid of your credit card debt is to generate extra money. Living from one paycheck to another isn’t really a very healthy idea and this is why generating extra income could work wonders. You could obviously pick and choose the most convenient option as per your circumstances when it comes to earning extra money.
  5. Ask for a reduction in interest rates: Finally a very important thing you could do is to contact your credit card companies and ask for a slash in the rates of interest. If you’ve got a good payment history, then this could perhaps help you out. You should also get credit news everyday, so that you know what the present conditions are like.

Working on the 5 key strategies discussed above should help you tackle the credit card debt problem easily enough. All the best!

The Think Rich, Pinoy! Phenomenon

Best selling author Dr. Larry Gamboa, after having sold 40,000 paper copies of the Think Rich, Pinoy! book, released the Think Rich, Pinoy! eBook edition.

The Think Rich, Pinoy! E-Book is about to become a phenomenon, and it can really help you make a difference and a fortune with what you’ll learn about real estate investing.

The E-Book Think Rich Pinoy is the first prong of a three prong thrust to empower Global Pinoy to learn financial literacy through real estate investing taught by result maven entrepreneurs sharing wisdom from having done it firsthand.
(Click here to purchase Think Rich, Pinoy!)
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