by Keng dela Cruz
Many people ask me how did I help my friend resolve her 2-year debt problem in 3 months. I said its simple.
- I asked how much she is earning.
I asked and WROTE down all her expenses per month according to her. The food, electicity, water, baon, transpo, etc.
By doing this, i now know her lifestyle.
I computed how much falls under the wants and how much falls under the needs.
I proposed a new budget allocation, showing her the target monthly amount allotted for PAYMENT FOR DEBT.
I walked w her journey by literally requiring her to report to me her daily expenses.
I congratulate her every month of our little success.
And voila! We were fully paid after 3 months.
Simple lang diba? Kung kaya nya, kaya nating lahat! You are entitled to be free!